Institutional Advisory · 70+ Lending Partners

Borrowing, reconciled to your favour.

Compare home, personal, business and vehicle loans from 70+ banks and NBFCs side by side — apply digitally with no branch visit.

🔒 RBI Compliant⚡ 2-Hour Response✅ Zero Fees
Personal Loan
Personal Loan
From 10.5% p.a.
INSTANT
70+Banks
5.8L+Customers
₹21,000CrDisbursed
150+Cities
Featured Product

Personal Loan

Instant funds with zero collateral — disbursed in 24 hours

  • ✓ 100% paperless process
  • ✓ No collateral required
  • ✓ 2-hour approval decision
  • ✓ Flexible EMI options
Personal Loan
Interest RateFrom 10.5% p.a.
Max Financing₹40 Lakhs
Max TenureUp to 5 Years (60 Mo)
Processing FeeZero advisory fee
1 of 9 products
How It Works

Four steps, start to disbursement

A fully digital advisory journey designed to minimize turnaround times and eliminate branch visits.

01
🔍

Digital Eligibility

Share basic requirement details — our matching engine checks live bank underwriting rules in 2 minutes.

02
⚖️

Lender Comparison

We match 90+ algorithmic criteria against 70+ partnered banks to pick the lowest overall cost of credit.

03
📄

Paperless Application

Upload KYC & financials securely. A dedicated relationship manager handles queries with the lender.

04
⚡

Rapid Disbursement

Fast-track sanction letter issuance and instant bank credit, bypassing physical branch queues.

Loan Advisory Calculator

Calculate monthly repayment before you apply

Adjust loan amount, expected interest rate, and repayment duration. The ledger computes monthly EMI, interest burden, and total payout in real-time.

₹5,00,000
₹50,000₹50,00,00,000
10.99%
8%24%
36 Mo
6 Mo84 Mo
Estimated Monthly EMI
₹16,367
Principal Amount₹5,00,000
Total Interest Payable₹89,212
Total Repayment Amount₹5,89,212
By the numbers
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Partner Banks & NBFCs
—
Cities Covered Pan-India
—
Touchpoints & Branches
—
Disbursed Annually
Lending Partners
HDFC BankState Bank of IndiaICICI BankAxis BankBank of BarodaKotak Mahindra BankPunjab National BankIndusInd BankBajaj FinservTata CapitalIDFC FIRST BankFederal BankL&T FinanceAditya Birla CapitalYes BankRBL BankStandard CharteredDBS BankHSBC IndiaCitibankHDFC BankState Bank of IndiaICICI BankAxis BankBank of BarodaKotak Mahindra BankPunjab National BankIndusInd BankBajaj FinservTata CapitalIDFC FIRST BankFederal BankL&T FinanceAditya Birla CapitalYes BankRBL BankStandard CharteredDBS BankHSBC IndiaCitibank
Questions & Answers

Before you apply

Transparent answers to common borrower questions about interest calculations, documentation, and data privacy.

Rather than lending directly, RawaniGrow acts as your institutional financial advisor. We compare live rates across 70+ partnered banks and NBFCs, structure your application for maximum sanction probability, manage the entire documentation chain, and stay with you through sanction and final disbursal.

No. RawaniGrow does not charge any upfront advisory or processing fees from loan applicants. Our advisory services are 100% free for borrowers; we receive our compensation directly from the lending institution upon successful loan execution.

Never. Every credit score fetch or lender application requires explicit opt-in consent from you. We adhere strictly to the Digital Personal Data Protection (DPDP) Act and RBI digital lending guidelines. Login credentials and sensitive banking passwords are never requested or stored.

We actively compare offerings across more than 95 institutional lending partners, including top public sector banks (SBI, PNB, Bank of Baroda), premier private banks (HDFC, ICICI, Axis, Kotak), and specialized housing finance companies (HFCs) and NBFCs.

In-principle approvals are generated within 24 to 48 hours. The final disbursement depends on legal and technical vetting of the target property, which typically takes 5 to 7 business days with our dedicated doorstep legal facilitation.